Family First, a first of its kind Plan which has been designed keeping in mind the health insurance needs of the Indian joint family. Covers for future medical expenses with comprehensive cover options.
| Title |
Description |
| Ambulance Expenses |
Networked hospital covered upto Sum Insured. Non networked hospital covered up to 2000 per event. |
| Co-Payment |
Options of 10% and 20% co-payment |
| Day Care Procedure Coverage |
Covered up to Sum Insured |
| Donor Expenses |
Covered up to Sum Insured |
| Free Health Checkup |
If policy is renewed without a break |
| ICU Daily Rent Limit |
Silver Plan: ` 3,000 per day or Shared Room
Gold Plan : Covered up to Sum Insured (except
for Suite or above room category) for Suite or above room category)
Platinum Plan: Covered up to Sum Insured |
| Minimum Hospitalization Period |
24 hours |
| New Born Baby Cover |
Covered up to Sum Insured |
| No Claim Bonus |
10% of SI, Max 100% |
| Non-Allopathic Treatments |
Covered |
| Nursing Allowance |
Covered up to Sum Insured |
| Post Hospitalization Expenses |
90 days |
| Pre-Existing Disease / Illness coverage |
Gold & Platinum plan: until 24 months of continuous
coverage from first policy start date.
Silver plan: until 48 months of continuous coverage
from first policy start date. |
| Pre-Hospitalization Expenses |
60 days |
| Room Rent Limit |
Silver Plan: 3,000 per day or Shared Room
Gold & Platinum: Covered up to Sum Insured |
| Waiting Period for New Policy |
30 days |
