New India mediclaim is an individual health insurance policy that provides you the cover during the period of insurance for any illness or injury admissible under the policy.
| Title |
Description |
| Ambulance Expenses |
Expenses incurred towards Ambulance service will be paid subject to cap 1% of Sum Insured |
| Co-Payment |
20% co-pay if Optional Cover IV has been opted. |
| Donor Expenses |
If treatment involves organ transplan expenses will be paid to the extent of sum insured |
| ICU Daily Rent Limit |
2.0 % of the Sum Insured per day |
| Minimum Hospitalization Period |
24 Hours |
| Non-Allopathic Treatments |
Ayurvedic / Homeopathic / Unani Treatment up to 25% of the Sum Insured |
| Nursing Allowance |
1.0 % of the Sum Insured per day |
| Post Hospitalization Expenses |
Post Hospitalisation up to sixty days from the date of discharge
|
| Pre-Existing Disease / Illness coverage |
After 4 years |
| Pre-Hospitalization Expenses |
Pre Hospitalisation expense incurred thirty days prior to the date of Hospitalisation.
|
| Room Rent Limit |
1.0 % of the Sum Insured per day |
| Waiting Period for New Policy |
30 days from the commencement of the policy |
