Medisure Classic Insurance is a comprehensive health insurance policy that takes care of medical costs arising due to illness, accident or any injury.
Title |
Description |
Additional Cover for Critical Illness |
Optional |
Ambulance Expenses |
Max 1500, Per hospitalisation |
Automatic Restoration of Sum Insured |
Yes, once in a policy year |
Co-Payment |
Upto 10% for age at entry 80 years and above |
Daily Hospitalization Allowance |
Up to 500 per day, from 4th to 10th day |
Day Care Procedure Coverage |
Yes |
Free Health Checkup |
Up to 1% of sum insured, once in a 4 claim free years. |
ICU Daily Rent Limit |
Up to 2% of sum insured, max 6000 |
Medical Screening |
Yes |
Minimum Hospitalization Period |
24 Hrs |
New Born Baby Cover |
Yes, Up to 90 days |
No Claim Bonus |
Up to 5% every renewal, Max 50% |
Non-Allopathic Treatments |
Coverage for cost of (non cosmetic) Ayurvedic treatment upto `25,000 per Policy Year |
Nursing Allowance |
Up to 1% of sum insured, Max 4000 |
Post Hospitalization Expenses |
60 Days |
Pre-Existing Disease / Illness coverage |
After36 months |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
Up to 1% of sum insured, max 4000 |
Waiting Period for New Policy |
30 days |