Title |
Description |
Room Rent Limit |
Under Support:- 1% of SI, Under Secure:- Covered up to SI; Single private room , Under Support Plus:- Covered up to SI; No room rent capping, Under Shield:- Covered up to SI; No room rent capping, Premium:- Covered up to SI; No room rent capping |
ICU Daily Rent Limit |
Under Support:- upto 2% Of SI, Under Secure:- up to SI, Single private room , Under Support Plus:- up to SI, No room rent capping, Under Shield:- up to SI, No room rent capping, Premium:- up to SI, No room rent capping |
Pre-Hospitalization Expenses |
Under Support:- upto 2% Of SI, Under Secure:- up to SI, Single private room , Under Support Plus:- up to SI, No room rent capping, Under Shield:- up to SI, No room rent capping, Premium:- up to SI, No room rent capping |
Post Hospitalization Expenses |
Under Support:- 60 days, Under Secure:- 60 days, Under Support Plus:- 60 days, Under Shield:- 90 days, Premium:- 90 days |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covered up to SI |
Additional Cover for Critical Illness |
Available |
Automatic Restoration of Sum Insured |
Available |
Pre-Existing Disease / Illness coverage |
Under Support:- 4 years, Under Secure:- 3 years, Under Support Plus:- 3 years, Under Shield:- 3 years, Premium:- 2 years |
Waiting Period for New Policy |
30 days |
Co-Payment |
Voluntary 10% or 20% |
Free Health Checkup |
Every year |
Ambulance Expenses |
Under Support:- Up to Rs. 2,000, Under Secure:- Up to 2,500, Under Support Plus:- Up to Rs. 5,000, Under Shield:- Up to Rs. 7,500, Premium:- Up to Rs. 10,000 |
Non-Allopathic Treatments |
Under Support:- 10% of SI, Under Secure:- 10% of SI, Under Support Plus:- 50% of SI, Under Shield:- Covered up to SI, Premium:- Covered up to SI |
Donor Expenses |
Covered up to SI |
No Claim Bonus |
Under Support:- 10% max 50%, Under Secure:- 10% max 50%, Under Support Plus:- 10% max 100%, Under Shield:- 10% max 100%, Premium:- 10% max 100% |