Highlight:
Title | Description |
---|---|
Room Rent Limit | There is no room rent capping, any category of hospital room can be opted upto the policy Sum Insured. |
ICU Daily Rent Limit | No Capping |
Pre-Hospitalization Expenses | 60 days |
Post Hospitalization Expenses | 90 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | Covered upto Sum Insured |
Additional Cover for Critical Illness | Add On Pays an additional lumpsum amount upto 100% of Base SI opted. |
Pre-Existing Disease / Illness coverage | After 48 months of continuous coverage |
Waiting Period for New Policy | 30 days |
Medical Screening | Required if insured's age is more than 65 years |
Free Health Checkup | Actual incurred expenses paid per hospitalisation event |
Ambulance Expenses | Not covered |
Donor Expenses | In-patient hospitalisation Medical Expenses towards the donor for harvesting the organ in case of major organ transplant is covered |
No Claim Bonus | A guaranteed 5% Increase in Sum Insured per policy year, maximum up to 50% of Sum Insured. |
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