Heartbeat is a simple and easy to understand health plan providing a comprehensive health cover which will help you to take care of your family
Title |
Description |
Ambulance Expenses |
Networked hospital covered upto Sum Insured. Non networked hospital covered up to 2000 per event. |
Co-Payment |
Options of 10% and 20% co-payment |
Day Care Procedure Coverage |
Covered up to sum insured |
Donor Expenses |
Covered up to Sum Insured |
Free Health Checkup |
If policy is renewed without a break |
ICU Daily Rent Limit |
Platinum: Covered up to Sum Insured
Gold: Covered up to Sum Insured (except
for Suite or above room category)
|
Minimum Hospitalization Period |
24 hours |
New Born Baby Cover |
Covered up to Sum Insured |
No Claim Bonus |
10% of SI, Max 100% |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
Covered up to Sum Insured |
Post Hospitalization Expenses |
90 days |
Pre-Existing Disease / Illness coverage |
Until 24 months of continuous coverage from first policy start date. |
Pre-Hospitalization Expenses |
60 days |
Room Rent Limit |
Platinum: Covered up to Sum Insured
Gold: Covered up to Sum Insured (except
for Suite or above room category) |
Waiting Period for New Policy |
30 days |