Health Companion family floater is a plan which gives you complete peace of mind. It take care of your medical expenses and safeguard your hard earned assets.
Title |
Description |
Room Rent Limit |
Covered upto Sum Insured |
ICU Daily Rent Limit |
Covered
|
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
60 days
|
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
Covered upto Sum Insured |
Additional Cover for Critical Illness |
NA
|
Automatic Restoration of Sum Insured |
Up to Base Sum Insured
|
Pre-Existing Disease / Illness coverage |
For SI upto 4 Lac after 48 Month of continuous coverage. For SI more than 4 Lac after 36 months of continuous coverage |
Waiting Period for New Policy |
30 days
|
Co-Payment |
NA
|
Medical Screening |
NA
|
Free Health Checkup |
Variant I: Once in two years.
Variant II and Variant II: Annual as per annexture |
Ambulance Expenses |
up to 3000
|
Non-Allopathic Treatments |
Covered upto Sum Insured
|
New Born Baby Cover |
No
|
Daily Hospitalization Allowance |
Upto 4000 per day
|
Donor Expenses |
Covered |
Attendant Allowance |
NA
|
Nursing Allowance |
Covered
|
No Claim Discount |
NA
|
No Claim Bonus |
20% of base SI, max 100% |